To get a $1500 Loan you can apply for a short-term Payday loan online or in-store near you or consider $1,500 Personal Loans available for bad credit. Both types are unsecured, quick, convenient and differ only by rates and repayment process.


How do I apply for $1500 Loan online?

Can direct lenders guarantee 1500-dollar loan?

How much do I pay in rates and fees for a 1500-dollar Loan a month?

Am I eligible for a small $1500 Loan if I have bad credit?

Unsecured $1500 Loan pros and cons

Are Loans up to $1500 with No credit checks real?

Compare your options to get $1500 Loan

How do I apply for $1500 Loan online?

  1. Compare the direct lenders using a matching service like COMPACOM to find the best rates.
  2. Apply online or in-store.
  3. Read your loan contract carefully before signing it.
  4. Get your $1,500 loan the same day in a store or within 24 hours on your bank account.

States which allow Payday Loans up to $1500:


Maximum short-term loan amount



New Mexico

($2500, not more than 25% of monthly income


$50,000, not more than 25% of monthly income


Not specified

West Virginia



$1500, not exceeding 35% of your monthly income

Among direct lenders offering $1500 Payday cash advance are:

  • Check Into Cash
  • Speedy Cash
  • Cash Advance USA
  • Loan By Phone, etc.

In other states apply for $1500 Installment Loans which are allowed due to more affordable flexible repayment terms.

Looking for another loan amount? Compare the offers:

$100 Payday Loans

$200 Payday Loans

$300 Payday Loans

$400 Payday Loans

$500 Payday Loans

$600 Payday Loans

$700 Payday Loans

$800 Payday Loans

$900 Payday Loans

$1000 Payday Loans

$5000 Installment Loans

Small Personal Loans

Can direct lenders guarantee a 1500-dollar loan?

Most companies advertise their small-dollar loans as guaranteed as they are characterized by high approval rate. The requirements are very simple, even bad credit is not a problem. Still, you can’t be 100% sure that you’ll be approved. But you can raise your chances if you follow the expert advice:

  • Check out the eligibility requirements before applying to make sure you can qualify for a loan;
  • Check your credit history and credit score to see if there are any mistakes and prove that you can afford this cash advance;
  • Try to avoid filling out too many applications not to lead to a lot of credit inquiries which can lower your credit score.
  • Use a comparing or matching service to find the top reliable lender with the cheapest rates and fees and without many credit checks.

How much do I pay in rates and fees for a 1500-dollar Loan a month?

How much you pay each month depends on two factors: your APR and your loan term. Besides, you may be charged some additional fees depending on the lender.

Use our loan payment calculator to find out how much a $1,500 loan might cost with different rates and terms.

On average, if you apply for $1500 Payday Loan with a representative APR of 400% in 30 days you will need to pay back $2000, where $1500 is the principal and $500 – is interest.

If you choose $1500 Personal Installment Loan with a representative APR of 36% in 3 months you will need to pay back $1635 in equal monthly installments.

Am I eligible for a small $1500 Loan if I have bad credit?

Online lenders do not have strict application requirements. If you have a job, proof of stable income and your bank account is in good standing, you can generally get approval for a small $1500 loan.

Short-term small-dollar loans are a good idea when you face urgent expenses like medical bills, auto repairs, home repairs, and paying other debts. Even bad credit borrowers can be approved for 1500 dollar cash advance and get the money within 1 business day if they follow several easy steps:

  1. Choose the loan type: advance fee loan, pawnshop loan or check casher, Payday loan, or Auto title loan. These loans are designed for people with low credit scores and you can choose any of them depending on your situation.
  2. Decide on the amount you need to borrow and you will be able to repay.
  3. Find the most suitable lender with the best interest and repayment terms.

If you have a fair credit score, do your best not to default this loan:

  • Do not borrow more than you want to spend.
  • Pay on time to avoid fees.
  • Attempt to pay the lender off early to limit interest fees.
  • If you get in a financial bind and cannot pay, call the lender immediately.

Unsecured $1500 Loans: pros and cons 

Most small-dollar $1500 Loans are unsecured, which means you don’t need any guarantor or collateral to secure the cash advance. Such loans have both pros and cons:

  • Flexible repayments that let you schedule repayments in accordance to when you get paid. Besides, you can prepay the loan earlier without additional fees and thus make the total cost smaller.
  • The online lending process lets you get the money faster and easier without any extra paperwork, faxing, or documentation.
  • Bad credit is not a problem for getting approved for a 1500 dollar loan.
  • Higher rates on short-term unsecured loans as they are riskier for the lender.
  • Short loan terms of several weeks or months make it difficult to repay the money.
  • High risk to come across a predatory lender who promises too good conditions, lends s money with No credit check and then charges you high rates plus additional fees when you default on an unaffordable loan.

Take into account all advantages and disadvantages of unsecured $1500 loans and decide whether they suit you or not. Maybe you should consider secured cash advances or other small-dollar loan alternatives.

Are Loans up to $1500 with No credit checks real?

If you run short of about $1500 and have a bad credit score, you don’t need to worry as there are a lot of lenders ready to give you loans without paying any importance to your credit history. Without any credit verification process, you will be able to apply for several types of cash advances including small-dollar $1500 Payday Loans or Installment Loans.

Get up to $1500 with No hard credit check with the help of:

  • Short-term no credit check Payday Loans: Most direct lenders offer Payday Loans without checking your credit report. Their requirements are limited to stable income, a valid bank account, US residence, and a minimum of 18 years of age.
  • Secured Collateral loans: loans against the valuables you possess are not so risky and have lower rates. If you are sure you can easily repay this money, there is no risk to lose your property. You can apply at the nearest pawn shop.
  • Ask your employer for an advance on your paycheck.
  • If the loan amount is rather small like $1500 and you have a good banking history you may try to get the necessary funds with NO credit check from a bank or credit union.
  • In emergency situations get used of a home equity loan. Your credit report would not matter here at all.
  • Getting hold of a $1500 loan with no credit required is easy with Online direct lenders. You don’t have to waste time, you can easily compare the companies’ terms and conditions online and find the best one you need.
  • For immediate access to $1500 loan advance on a credit card is a good option. A credit check is not required but the interest rates are very high.
Must know!

No credit check loans come with high-interest rates. Consider all the other options before applying for them. The tips mentioned below would assist you to some extent:

  • Find the reason for your financial problems, and try to solve them.
  • Improve your credit score.
  • Compare the interest rates and repayment plan as well as other hidden fees, high closing costs, etc. when you choose a lender.
  • Sign in all the documents only if everything is in the way you agreed.
  • Pay back the $1500 No credit check loan on time to improve your credit ratings.
  • Make sure you apply with a reliable lender.

Looking for a $1500 loan with No credit check think of all the risks and benefits of such borrowing. Sometimes credit inquiry may turn out to be even more useful as it will let you make sure you can afford this loan.

Compare your options to get $1500 Loans  

  • If you have a credit history, even with a bad credit score, and a regular source of income, apply online from direct lenders;
  • If you have a credit score and history and are ready to deposit $25 for membership, apply with a credit union;
  • If you have a good credit score and a bank account, apply with a bank;
  • If you have a paycheck advance option, ask your employer for a cash advance;
  • If you have some item to use as collateral, go to a pawn shop.
Keep in mind!
Short-term loans come with varying terms. You need to think over the repayment plan which suits your budget to be able to repay the loan. Budgeting is an important aspect of borrowing money. Before you apply for a loan of any amount, spend a few hours creating a budget for the cash advance you are expecting to receive. This will ensure that you use the funds on really necessary expenses and not default the loan.