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Payday Loans Online in Springfield, OH
Springfield, OHPayday Loans Online

Get Online Payday Loans in Springfield, OH

4.2553191489362
Apply online for fast Payday Loans from the best Springfield, OH direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Springfield cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Springfield either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

Small-dollar short-term Payday Loans Online in Ohio guarantee quick financing for any urgent expenses even if your credit is far from perfect.

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Are Payday Loans Legal in Springfield, OH ?

Loan Rates and Fees, Laws and Regulations in Ohio.

Residents of Ohio can get $100 - $500 Payday loans online for a maximum of 31 days. Payday loans are legal in Ohio (Ohio Rev. Code Ann. 1321.35 et seq. Short-Term Loan Act)1. It sets the APR of 28%. One simultaneous cash advance is allowed, four can be borrowed a year. Rollovers are prohibited, and there must be a 90-day cooling-off period. If you default on a loan, you have the right to an extension or repayment plan.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$500
MIN. Loan Term14 days
MAX. Loan Term31 days
MIN APRVaries by lender
MAX APR28%
Additional feesNone
NSF feeNone
Collateral or guarantorNone, unsecured
Number of simultaneous loans1
Cooling off period90 days
RolloverNot allowed
Extension, repayment planOne repayment plan
Default penaltiesMaximum $20 collection charge
Credit score requirementsAvailable for Bad Credit
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Apply for online Payday Loans and get instant decision from the best Springfield lending organization

TOP RATED COMPANIES

Rates last updated May 19th, 2024
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Available for Bad Credit
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Cash Advance and other Money Offers in Springfield, OH

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Springfield, OH by the following ZIP codes:

45501 45502 45503 45504 45505 45506 45614 45631 45643 45686 45215 45216 45218 45224 45231 45237 45239 45240 45246 43903 43908 43910 43970 43528
43537 43542 43615 43617 44408 44442 44443 44452 44454 44514 43701 43771 44827 44862 44903 44906 45601 44260 44278 44305 44306 44312 44319 44685 43506 43557
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 59,087 people living in Springfield, OH. According to the statistics, 3545 of them look for "Payday Loans Near Me in Springfield, OH" or apply for Springfield Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 32066. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Springfield, Ohio direct lenders.

Payday Loans Store Locations in Springfield, OH

Advance America
First American Cash Advance
Loan Max Title Loans
Cashland
Quik Cash
Check Advance
National Cash Advance
CheckSmart
Cashmax Ohio
Ohio Auto Loan Services, Inc.

FAQ

 

How to qualify for online Payday Loans in Springfield, OH?

 

How Springfield Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Springfield, OH?

 

Do Springfield lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Springfield, OH?

 

Do lenders in Springfield, OH require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

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