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Payday Loans Online in Dayton, OH
Dayton, OHPayday Loans Online

Get Online Payday Loans in Dayton, OH

4.2338709677419
Apply online for fast Payday Loans from the best Dayton, OH direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Dayton cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Dayton either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

For guaranteed short-term financing request a Payday Loan Online in Ohio from a legit direct lender. It will take you just a few minutes to complete the application and have it processed. Once approved, you'll get the funds the same day.

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Are Payday Loans Legal in Dayton, OH ?

Loan Rates and Fees, Laws and Regulations in Ohio.

Residents of Ohio can get $100 - $500 Payday loans online for a maximum of 31 days. Payday loans are legal in Ohio (Ohio Rev. Code Ann. 1321.35 et seq. Short-Term Loan Act)1. It sets the APR of 28%. One simultaneous cash advance is allowed, four can be borrowed a year. Rollovers are prohibited, and there must be a 90-day cooling-off period. If you default on a loan, you have the right to an extension or repayment plan.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$500
MIN. Loan Term14 days
MAX. Loan Term31 days
MIN APRVaries by lender
MAX APR28%
Additional feesNone
NSF feeNone
Collateral or guarantorNone, unsecured
Number of simultaneous loans1
Cooling off period90 days
RolloverNot allowed
Extension, repayment planOne repayment plan
Default penaltiesMaximum $20 collection charge
Credit score requirementsAvailable for Bad Credit
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Apply for online Payday Loans and get instant decision from the best Dayton lending organization

TOP RATED COMPANIES

Rates last updated May 22nd, 2024
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Cash Advance and other Money Offers in Dayton, OH

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Dayton, OH by the following ZIP codes:

45377 45400 45401 45402 45403 45404 45405 45406 45408 45409 45410 45412 45413 45414 45415 45416 45417 45418 45419 45420 45422 45423 45424 45426
45428 45429 45430 45431 45432 45433 45434 45435 45437 45439 45440 45441 45448 45449 45454 45458 45459 45463 45469 45470 45475 45479 45481 45482 45490
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 140,489 people living in Dayton, OH. According to the statistics, 8429 of them look for "Payday Loans Near Me in Dayton, OH" or apply for Dayton Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 27683. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Dayton, Ohio direct lenders.

Payday Loans Store Locations in Dayton, OH

Advance America
First American Cash Advance
Cashland
United Check Cashing
First American Loans
Loan Max
PLS Financial
Easy Payday Loans
National Cash Advance
CheckSmart
Worry Free Payday Loans Online
Check Exchange
Cashmax Ohio
CashMax Kettering
CashMax Huber Heights
CashMax Trotwood
Ohio Auto Loan Services, Inc.

FAQ

 

How to qualify for online Payday Loans in Dayton, OH?

 

How Dayton Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Dayton, OH?

 

Do Dayton lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Dayton, OH?

 

Do lenders in Dayton, OH require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

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