PAYDAY LOANApplication Form

How much would you like to borrow?

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices

Payday Loans Online in Baltimore, MD
Baltimore, MDPayday Loans Online

Payday Loans in Baltimore, Maryland


Don't waste your time visiting loan stores in Baltimore, MD to apply for a payday loan. Apply online for Payday Loans from top direct lenders and get the money you need in no time.

Don't let bad credit or the lack of a bank account hold you back. Apply for a fast payday advance in Baltimore, MD online with no credit check and no checking account required. Get an instant decision from multiple lending companies within minutes.

Small-dollar short-term Payday Loans Online in Maryland guarantee quick financing for any urgent expenses even if your credit is far from perfect.


Are Payday Loans Legal in Baltimore, MD ?

Loan Rates and Fees, Laws and Regulations in Maryland.

Consumer loan act imposes some restrictions on Payday Loans in Maryland. But one can legally apply for $1000 - $5000 Installment and $5000 - 35,000 Personal loans. According to Md. Code Com. Law § 12-101 et seq.1 and Senate Joint Resolution 7 of 20022 the APR on Payday cash advance mustn’t exceed 2.75% per month; 33% per year.

Law statusavailable
MIN Loan Amount$100
MAX Loan Amount$1000
MIN. Loan Term14 days
MAX. Loan Term31 days
MIN APRVaries by lender
Collateral or guarantorNone, unsecured
Default penaltiesNot stated
Credit score requirementsAvailable for Bad Credit
Apply online

How to Get Hour Payday Loans in Baltimore, MD?

If you're in need of quick cash to cover unexpected expenses, hour payday loans in Baltimore can be a convenient option. Here's how you can get them:

  1. Find a lender: Look for direct lenders in Baltimore that offer hour payday loans. You can do this by searching online or asking for recommendations from friends or family members.
  2. Submit an application: Once you've found a lender, fill out their application form online or in person. You'll need to provide personal and financial information, such as your name, address, employment details, and bank account information.
  3. Wait for approval: After submitting your application, the lender will review it and decide whether to approve or reject your loan. If approved, you'll receive the funds within an hour or the next business day.
  4. Repay the loan: Pay back the loan on the due date, which is usually your next payday. Failure to do so could result in late fees and additional charges.


What are the Advantages of Payday Loans in Baltimore?

Payday loans in Baltimore offer several advantages, such as:

  1. Quick access to cash: You can get payday loans in Baltimore within a few hours, which is helpful for covering unexpected expenses.
  2. No credit check: Most payday lenders in Baltimore don't check your credit score, so you can still get a loan even if you have bad credit.
  3. Flexible repayment: You can choose the repayment period that suits you, usually between two and four weeks.
  4. Easy application process: Applying for a payday loan in Baltimore is straightforward, and you can complete the process online or in person.


What are the Disadvantages of Payday Loans in Baltimore?

Payday loans in Baltimore also have some disadvantages, such as:

  1. High interest rates: Payday loans in Baltimore have high interest rates, which can make them expensive to repay.
  2. Short repayment period: The repayment period for payday loans in Baltimore is usually short, which can be difficult to manage if you have other expenses.
  3. Risk of debt cycle: If you can't repay the loan on time, you may have to take out another loan to cover it, which can lead to a debt cycle.
  4. Predatory lending: Some payday lenders in Baltimore may engage in predatory lending practices, such as charging hidden fees or misleading borrowers about the loan terms.


How to Find the Best Direct Lenders in Maryland?

To find the best direct lenders in Maryland, follow these steps:

  1. Research online: Look for direct lenders in Maryland by searching online. Check their interest rates, fees, and customer reviews to find the best one.
  2. Ask for recommendations: Ask friends, family members, or coworkers if they know of any reputable direct lenders in Maryland.
  3. Check the Maryland Office of the Commissioner of Financial Regulation: The Maryland Office of the Commissioner of Financial Regulation provides a list of licensed lenders in the state
  4. Compare loan terms: Compare the loan terms of different lenders, such as interest rates, fees, and repayment periods, to find the one that suits you.
  5. Apply and read the loan agreement: Once you've chosen a lender, apply for a loan and read the loan agreement carefully before signing it.


Can I Get Bad Credit Payday Loans in Baltimore, MD?

Yes, you can get bad credit payday loans in Baltimore, MD. Most payday lenders in Baltimore don't require a credit check, so your credit score won't affect your eligibility for a loan. However, you'll need to provide proof of income and a bank account to qualify for a payday loan. Keep in mind that bad credit payday loans in Baltimore may have higher interest rates and fees than loans for borrowers with good credit.



Payday loans in Baltimore can provide quick cash for unexpected expenses, but they also come with high interest rates and short repayment periods. Before taking out a payday loan, it's essential to research lenders, compare loan terms, and understand the risks and benefits. If you have bad credit, you can still qualify for a payday loan, but be aware of the higher fees and interest rates. With responsible borrowing and timely repayment, payday loans in Baltimore can help you meet your financial needs.

Cash Advance and other Money Offers in Baltimore, MD

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Baltimore, MD by the following ZIP codes:

21201 21202 21203 21205 21206 21207 21208 21209 21210 21211 21212 21213 21214 21215 21216 21217 21218 21222 21223 21224 21225 21226 21227 21229
21230 21231 21233 21234 21235 21236 21237 21239 21240 21241 21250 21251 21252 21260 21263 21264 21265 21270 21273 21274 21275 21278 21279 21280 21281 21282 21283 21284 21285 21287 21288 21289 21290 21297 21298
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 614,664 people living in Baltimore, MD. According to the statistics, 36880 of them look for "Payday Loans Near Me in Baltimore, MD" or apply for Baltimore Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 42241. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Baltimore, Maryland direct lenders.



How to qualify for online Payday Loans in Baltimore, MD?


How Baltimore Payday Loans online work?


Can I get a Payday Loan with bad credit in Baltimore, MD?


Do Baltimore lenders offer no credit check Payday Loans?


How fast can I get a Payday Loan in Baltimore, MD?


Do lenders in Baltimore, MD require a certificate from the employer?


How long does an online payday loan take?


Do you have to specify the purpose of a payday loan?


Can I take a payday loan at Compacom if I have a liability with another loan company?


How to sign a payday loan agreement?

Start online application