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Get Online Payday Loans in Metairie, LA
Get a short-term cash advance with no credit check. You can qualify for Metairie cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Metairie either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
No matter what your credit score is, you can qualify for Louisiana Payday Loans Online from a direct lender. Compare the offers, check your rates, and complete a simple application form online in a few minutes to get the necessary financing.
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Are Payday Loans Legal in Metairie, LA ?
Loan Rates and Fees, Laws and Regulations in Louisiana.
Online Payday loans up to $350 are legal in Louisiana. Higher amounts are also available within Installment loans ($1000 - $5000) and Personal loans ($5000 - 35,000). The maximum term allowed for Payday cash advance is 60 days. The APR counts 780%, plus $10 documentation fee and 16.75% interest rate. It’s all set by La. Rev. Stat. Ann. §§ 9:3578.1 et seq.1
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $350 |
MIN. Loan Term | None |
MAX. Loan Term | 60 days |
MAX APR | 780% |
Additional fees | $10 documentation fee, 16,75% of every $100 borrowed |
NSF fee | One per loan |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not limited |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan once a year |
Default penalties | 36% per year |
Credit score requirements | Available for Bad Credit |
Apply for online Payday Loans and get instant decision from the best Metairie lending organization
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It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
Cash Advance and other Money Offers in Metairie, LA
Payday Loans Available in Metairie, LA by the following ZIP codes:
Payday Loan Amounts in Metairie, LA
- Easy online application
- Bad credit is OK
- Instant approval
- No credit check considered
- Competitive rates
- Same day financing
In 2024 there are 140,074 people living in Metairie, LA. According to the statistics, 8404 of them look for "Payday Loans Near Me in Metairie, LA" or apply for Metairie Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 52421. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Metairie, Louisiana direct lenders.