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Payday Loans Online in San Jose, CA
San Jose, CAPayday Loans Online

Get Online Payday Loans in San Jose, CA

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Apply online for fast Payday Loans from the best San Jose, CA direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for San Jose cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in San Jose either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

An instant cash advance is available online with California Payday Loans even if you have bad credit or no credit. Just complete a simple application form in minutes to get the money today.

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Are Payday Loans Legal in San Jose, CA ?

Loan Rates and Fees, Laws and Regulations in California.

California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.

Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$300
MIN. Loan Term14 days
MAX. Loan Term31 days
MIN APRVaries by lender
MAX APR459%
Additional fees15% of the check
NSF fee$15
Collateral or guarantorNone, unsecured
Number of simultaneous loans1
Cooling off periodNone
RolloverNot allowed
Extension, repayment planVoluntary repayment plan
Default penaltiesNot stated
Credit score requirementsAvailable for Bad Credit
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Cash Advance and other Money Offers in San jose, CA

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in San Jose, CA by the following ZIP codes:

94089 95002 95008 95013 95014 95032 95037 95050 95053 95070 95101 95103 95106 95109 95110 95111 95112 95113 95115 95116 95117 95118 95119 95120
95121 95122 95123 95124 95125 95126 95127 95128 95129 95130 95131 95132 95133 95134 95135 95136 95138 95139 95140 95141 95148 95150 95151 95152 95153 95154 95155 95156 95157 95158 95159 95160 95161 95164 95170 95172 95173 95190 95191 95192 95193 95194 95196
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 1,025,350 people living in San Jose, CA. According to the statistics, 61521 of them look for "Payday Loans Near Me in San Jose, CA" or apply for San Jose Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 84647. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best San Jose, California direct lenders.

FAQ

 

How to qualify for online Payday Loans in San Jose, CA?

 

How San Jose Payday Loans online work?

 

Can I get a Payday Loan with bad credit in San Jose, CA?

 

Do San Jose lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in San Jose, CA?

 

Do lenders in San Jose, CA require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

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