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Alaska Personal Loans up to $35,000 Online

Alaska Personal Loans up to $35,000 Online


Apply Online now to get bad credit Personal Loans in Alaska with a direct money deposit the next business day.

Get up to $35,000 Personal Loan in Alaska without guarantor or collateral. Suitable for both bad and good credit score. Use it for any purpose you need. Repay the loan with flexible monthly installments. Prepay it without penalties. Apply online or in-store. Check out other options such as banks and credit unions.

No matter what your credit score is, you can apply online for Personal Loans from a direct lender. Compare the offers, check your rates, and complete a simple application form online in a few minutes to get the necessary financing.


Why Choose Compacom for Personal Loans in Alaska

If you've come across urgent financial needs and the next pay day is far away, Compacom will help you get instant cash today with fast and easy Online Payday Loans from the best Alaska direct lender. More than 44 514 trust us and they have clear-cut reasons.
Customized loan offers
Borrow up to $35,000 for any personal needs no matter what your credit score is.
Instant approval decision
Get quick approval from the best direct lender and same-day funding.
Competitive rates
Check your rates online and get the APR as low as 3.99%.

How Alaska Personal Loans Online Work - 3 Easy Steps to Instant Cash

Apply Online in Minutes

Complete a quick application form and get personalized offers from the best personal loan providers.

Get Instant Approval

Once you've chosen the most suitable loan offer, discuss the rates and terms with the lender and sign the loan agreement.

Get the Funds

As the loan is finalized, you are likely to get the money deposited to your bank account on the same business day.
Start Now

Are Personal Loans Legal in Alaska?

Loan Rates and Fees, Laws and Regulations in Alaska.

We've done a thorough research of the main lending details and presented them in the table to make it more clear and convenient for you:

Law statuslegal
MIN Loan Amount$1,000
MAX Loan Amount$35,000
MIN. Loan Term90 days
MAX. Loan Term60 month
MIN APR4.99%
Collateral or guarantorNone, unsecured
Credit score requirementsAvailable for Bad Credit
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Alaska Personal Loans Near Me

Get a quick cash loan near your location

We are soon expanding to the following cities of Alaska. For instant cash advance at these locations you can use our online application form

An investment in knowledge pays the best interest. --Benjamin Franklin

The knowledge we give you on will definitely help you find the lowest interest.


How Online and In-store Personal Loans in Alaska work.

Compare the rates and total cost for Personal Loans and other types of loans in Alaska.

Unsecured vs Secured Personal Loans in Alaska.

Bad Credit No Credit Check Personal.

Personal Loans Alternatives from Banks and Credit Unions.

How Online and In-store Personal Loans in Alaska work. 

To get a $5,000 - $35,000 Personal Loan in Alaska you are to follow 4 easy steps:


1. Compare the lenders            2. Fill out a free                 3. Get approved in        4. Get the funds

to choose the                            application form.                some minutes                  the same or

most reliable one                                                                 by direct lenders.             next business day.

with the lowest rates.                                                                                

These steps are the practically the same both online and in-store. The only differences are:

  • applying online is easier and faster as it doesn't require driving, faxing and doing other paper work;
  • in-store you can get the money the same day;
  • you have a wider choice of lenders online and the opportunity to compare their offers.

Besides a quick and easty application process Personal Loans have a lot of other advantages:

  • Opportunity to compare more than 300 direct lenders both online and in-store
  • Up to $35,000 cash in your account within 24 hours
  • Easy to manage fixed payments
  • No collateral
  • No guarantor
  • Suitable for borrowers with a bad credit history
  • Can be used for any of your personal needs.

Compare the rates and total cost for Personal Loans and other types of loans in Alaska.

The amount of $5,000 - $35,000 is available within different kinds of loans:

  • Unsecured Personal Loans
  • Secured Personal Loans
  • Line of Credit
  • Credit Cards
  • Auto Loans
  • Bank Loans
  • Credit Unions

Let’s calculate how much a 3-year $10,000 Loan will cost according to the different APR charged within each loan type.

Loan Type


Monthly payment

Total cost

Unsecured Personal Loans





Secured Personal Loans





Line of Credit





Credit Cards





Auto Loans





Bank Loans





Credit Unions




*All the rates are representative and may vary by the lender.

As we can see, the cheapest is to apply for a Secured Personal Loan. Though you risk your property, you are eligible for lower interest rates. And if you are sure that you'll be able to repay the money on time, it may seem the best alternative. Unsecured loans are not much more expensive and suit those who have not stable low income and a bad credit. If your credit history is almost perfect and you are lucky to have good or excellent FICO score you may consider such options as borrowing from banks or credit unions.

Unsecured vs Secured Personal Loans in Alaska. 

There are two main types of Personal Loans to choose from. Depending on the amount you need, your income, your repayment ability you may choose one of them.

Unsecured Personal Loans
  • Mostly require only your signature
  • A little bit higher interest rates
  • Suitable for any personal needs
  • Affordable repayment terms and conditions
Secured Personal Loans
  • You can use most anything as collateral
  • Competitive interest rates
  • Purchase of new and used items
  • Affordable payment terms suited to your needs

Bad Credit No Credit Check Personal. 

Most of direct lenders approve borrowers with bad credit. They look beyond the credit history to see how risky you are and check whether you'll be able to repay on time. They take into account:

  • Employment history: A minimum of 12 months at your current job is a plus.
  • Average household income: Whether you’re employed, retired or self-employed, verifiable income is key.
  • Financial history: it's preferable to have a responsible banking and financial track record.
  • Credit behavior: having a positive borrowing experience with NO debts .

Though you will be approved for a Personal Loan even with Bad Credit, your score may influence the amount and the rates you get,

Must know!
The higher your credit score, the lower the rate will be. Borrowers with excellent FICO credit score between 720 and 850 should expect to find rates at about 10% to 12% or even lower. 

Stidy the table that shows what rates you may be charged depending on your score:

Credit ScoreAverage Personal Loan APRs
Excellent (720 - 850)10.3% - 12.5%
Good (680 - 719)13.5% - 15.5%
Average (640 - 679)17.8% - 19.9%
Poor (300 - 639)28.5% - 32.0%

Those with the lowest credit score who failed to get approval for a Personal Loan may apply for an Installment Loan or Payday Loan. Thogh be careful as the APR is qite high there.

Credit check is another important issue for borrowers. They try to avoid it as they don't want to damage their credit history.  Ans in some cases it is possible. Of course,  when you apply for a $35,000 unsecured Personal Loan the lenders may do a hard inquiry. But for most companies it'll be enough to do a soft credit check which will not affect your credit history. 

Personal Loans Alternatives from Banks and Credit Unions. 

Banks and credit unions are traditional places to get the money. But when it concerns Personal Loans people tend to apply online or in-store. There is a number for reasons we've already mentioned above. They are quick, easy, available for bad credit, etc. 

Interesting to know!
  • 29% residents of the USA borrow from banks,
  • 23% - from credit unions,
  • the remaining 48% from online and in-store lenders.

Let's compare the pros and cons of Banks and Credit Unions;



  • Lower rates.
  • Legal status.
  • Professional service.


  • Strict eligibility requirements.
  • Need a banking account.
  • You may be charged some additional fees for account maintenance.
Credit Unions


  • Wide range of financial services including checking and savings accounts, CDs, retirement funds and multiple types of loans.


  • It takes a few weeks to process the application.
  • You need to be a member to get the funds.

Personal Loans are so popular as they seem to be much easier to get approved for. The statistics show the least number of denials for this loan type in comparison with the others:


Do I qualify for a bad credit Personal Loan in Alaska?
Can I get Alaska Personal Loan with no credit check?
Who is the best to get Alaska Personal Loan from?
How fast can I get a Personal Loan in Alaska?


Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:

  • Alaska (US) residence
  • Minimum regular income of $1,000 per month
  • Valid checking or savings account with direct deposit
  • Phone number and e-mail address (if applying online, you must be able to be contacted via phone if verification of application information is necessary)
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
  • If applying Online, you must provide a valid Social Security Number
  • If applying at Loan Store, you must bring a valid government issued photo ID. A Social Security Number might not be required
  • If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details. Acceptable documents may vary by state.

Cash Advance and other Money Offers in Alaska

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Personal Loans Hub

In the Personal Loans Hub, we've collected all the useful guides and resources on Personal Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.

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