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Online Payday Loans in Kentucky

Online Payday Loans in Kentucky

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Apply Online for Fast Payday Loans (KY) online in minutes. Get quick cash with no credit check.

Anytime you need to get some money for any unexpected expenses, get a Kentucky payday loan. Bad credit is not a problem. Choose the most suitable reliable direct lender with verified reviews and high approval rates. Fill out our simple free application form and find out if you qualify for a Payday cash advance!

Online Payday Loans for Bad Credit are short-term small-dollar loans for any emergency. It's available for those with bad credit, no credit, no income, even no bank account. Just fill in a simple application online now.

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Why Choose Compacom for Payday Loans in Kentucky

If you've come across urgent financial needs and the next pay day is far away, Compacom will help you get instant cash today with fast and easy Online Payday Loans from the best Kentucky direct lender. More than 266 218 trust us and they have clear-cut reasons.
Quick and Easy
Apply for a fast payday loan online right now and pay the money back with your next paycheck.
No Hard Credit Check
Get guaranteed instant approval decision without hard inquiry no matter what your credit is.
Safe and Reliable
Get connected with the best legit direct lenders. OLA certified. Trusted by thousands of US borrowers.

How Kentucky Payday Loans Online Work - 3 Easy Steps to Instant Cash

Complete a simple application form online in minutes at the best Kentucky lender's website.
If you qualify, you'll be approved fast same day. Check your rates and sign a loan agreement.
Get your Payday Loans fast with a direct deposit to your bank account.
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Are Payday Loans Legal in Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

In Kentucky maximum Payday Loan amount is $500. Higher amounts are available if you take $1000 - $5000 Installment and $5000 - $35,000 Personal loans. Both short-term and long-term lending is legal in accordance with Kentucky Rev. Stat. Ann. §§ 286.9.010 et seq.1The term to pay off a Payday loan is 14-60 days. The APR can’t exceed 459%. Plus you may be charged $1 database fee. It contains all information on payday lending transactions, which contributes to its regulation. A borrower can take two simultaneous loans. But in case you default one, you won’t be offered any rollovers or renewals and extensions.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$500
MIN. Loan Term14 days
MAX. Loan Term60 days
MAX APR459%
Additional fees1$ database fee
NSF feeOnly one for every defaulted loan
Collateral or guarantorNone, unsecured
Number of simultaneous loans2
Cooling off periodNone
RolloverNot allowed
Extension, repayment planNot allowed
Default penaltiesCriminal actions are prohibited
Credit score requirementsAvailable for Bad Credit
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Apply for Online Payday Loans and get instant decision from top lending organizations

Top Rated Payday Loan Companies

Rates last updated May 18th, 2024
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Available for Bad Credit
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Kentucky Payday Loans Near Me

Get a quick cash loan near your location

We are soon expanding to the following cities of Kentucky. For instant cash advance at these locations you can use our online application form

Apply Online

Any resident of Kentucky can apply for a Payday Loan both online and in-store.  It's quick and simple:

  1. Fill out the necessary information in the application form
  2. Get the money deposited into your account within 1 business day
  3. Pay off the loan with your next paycheck

Benefits of Fast Kentucky Payday Loans with Same Day Financing

Online lending in the state of Kentucky has numerous benefits: 

  • it gives you a chance to compare a lot of different offers at once,
  • you can avoid driving, doing paperwork, and waiting in lines,
  • applying is free and simple, 
  • you have very high chances of approval even with a bad credit score,
  • you can find some lenders ready to give you the loan with no credit check,
  • it's available 24 / 7.

 

 

 

With online payday loans you can get a 500 dollar loan on average. The terms vary from 7 to 30 days. As payday lenders consider no credit check in some cases, it’s possible to get cash within 24 hours since loan approval.

Cash Advance and other Money Offers in Kentucky

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

FAQ

 
What are Kentucky Payday Loan Requirements?
 
Can I get no credit check Payday Loans in Kentucky?
 
How many Payday Loans can I get in Kentucky at a time?
 
Can a lender charge any penslty fees for Payday Loan late payments?

Payday Loans Hub

In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.

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