Where to take a Personal Loan: online lenders, brokers, banks, peer-to-peer lenders?

The choice of a lender usually depends on your credit. The higher the FICO score is, the more options you have. The most popular places are:

  1. Online lenders:
  • apply 100% online,
  • free application, 
  • quick, the money is deposited into your account within 1 - 2 business days,
  • no paperwork,
  • no driving or waiting,
  • unsecured,
  • available for bad credit.
  1. Broking or connecting services:
  • help you to choose the lender with the most flexible terms and lowest fees,
  • let you compare all the offers.
  1. Banks or credit unions:
  • safe
  • legal


  • longer than online, 
  • strict eligibility criteria,
  • you need to have a bank account,
  • require good credit history.
  1. Peer-to-peer lenders
  • you are connected to the investor online
  • it's much longer than direct lenders.


NEED A LOAN? Apply online for a Payday loan in your state!

How much would you like to borrow?