What is the difference between Payday Loans and Personal Loans?

The main difference is in the amount , terms and way of repayment. Payday loans are given in the amount of $100-$1,000, personal loans - $1,000-$35,000. The first are repaid in 14-30 days with the next paycheck, while the later – within a longer period of time in scheduled installments.

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Still they have common features. Payday Loans and Personal loans can all be easily got both online and in-store, mostly without a guarantor or collateral, within one business day, even by people with bad credit for any of personal needs such as medical and dental bills, home or car repair, debt consolidation, special events, etc.


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